Shoal for Business

Meet Shoal for

Business.

Growing business.

It's in your nature.

Shoal's business savings account earns you a competitive return while your money helps support sustainable projects globally. Shoal is built for businesses like yours. Ones that don't just tolerate sustainability. They're built around it.

Earn Up to % AER

Competitive, fixed-term returns on your
business cash reserves.

Partnered with
Standard Chartered

FSCS Protected

Your cash reserves are FSCS protected
up to £120,000.

B Corp to B Corp

Of course, Shoal is a B Corp. Which means
we're not just talking about sustainability,
we are living it.

Seamless Experience

Simple to open and manage.
Choose fixed terms of 3, 6, or 12 months.
Set it, track it, renew it.

Impact you can
stand behind

Every pound helps support a global
portfolio of sustainable projects.

Track your contribution

See the CO2e avoidance and clean water
you help generate with your business savings.

Earn Up to % AER

Competitive, fixed-term returns on your
business cash reserves.

Partnered with
Standard Chartered

FSCS Protected

Your cash reserves are FSCS protected
up to £120,000.

B Corp to B Corp

Of course, Shoal is a B Corp. Which means
we're not just talking about sustainability,
we are living it.

Seamless Experience

Simple to open and manage.
Choose fixed terms of 3, 6, or 12 months.
Set it, track it, renew it.

Impact you can
stand behind

Every pound helps support a global
portfolio of sustainable projects.

Track your contribution

See the CO2e avoidance and clean water
you help generate with your business savings.

Start growing your

business savings

today!

Rates shown are indicative, latest rates are available in the Shoal App. Rates shown are annualised (AER). Return on savings are repaid at the end of the savings term.
The Sustainable Finance portfolio against which your savings are referenced is provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA.
Funds held in active Savings Pots are FSCS protected up to £120,000. It may however take longer than 30 days for these funds to be returned to you in the event of Standard Chartered’s insolvency. Funds in your Shoal account that are not yet placed in active Savings Pots are protected by means of Safeguarding. For more information on how we ensure that your funds are kept safe at all times, read our FAQs.
The impact of your savings is reflected in CO2 avoided or clean water generated, these are benchmark statistics and do not guarantee that all products that your savings support directly contribute to the generation of clean water or reduction / avoidance of CO2 emissions. For more information on how your impact is measured, read our FAQs.

The Shoal App and Shoal Sustainable Savings Pots are provided by Shoal Limited, registered in the UK with Companies House Number 13846154. Our correspondence address is 22 Upper Brook Street, London W1K 7PZ, UK. Our ICO number is ZB403086. Shoal is not regulated by the Financial Conduct Authority (FCA) nor by the Prudential Regulation Authority (PRA) for the provision of financial services and relies on appropriately regulated third parties to provide its services to you.

The Shoal account is issued by Algbra FS UK Limited who is authorised and regulated by the Financial Conduct Authority (FCA) with registration number 952360.

The Sustainable Finance portfolio against which your savings are referenced and the membership of the Financial Services Compensation Scheme (FSCS) by virtue of which your Savings Pots are protected are provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA.

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