Shoal powered by AlgbraLabs
Earn up to
% AER1
with Shoal Savings Pots
And help support a global portfolio of sustainable projects.
Join our waitlist to receive an invitation
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Shoal waitlist and to the Shoal Privacy Policy.
Shoal powered by AlgbraLabsShoal powered by AlgbraLabs
Shoal powered by AlgbraLabs
Shoal powered by AlgbraLabs
Shoal powered by AlgbraLabs
Shoal powered by AlgbraLabs
Shoal powered by AlgbraLabs
Shoal powered by AlgbraLabsShoal powered by AlgbraLabs
Our mission is to empower people to achieve their financial goals while promoting environmental and social responsibility.
Our
mission
is
to
empower
people
to
achieve
their
financial
goals
while
promoting
environmental
and
social
responsibility.
Doing the right thing should be rewarding.
Partnered with
Standard Chartered
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Relax with FSCS protection
All Savings Pots are FSCS protected3.
Shoal powered by AlgbraLabs
Choose what works best for you
Sustainability, simplified.
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All in
100% of your money helps support a global portfolio of green and social projects and companies2.
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Track your contribution
See the CO2e avoidance and clean water you help generate with your savings while growing your wealth4.
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Verified impact
Feel confident in knowing that your money is actually making a difference2.
See our expert report ↗
Contribute to a range of the United Nations Sustainable Development Goals2 4
United Nations Sustainable Development Goals
United Nations Sustainable Development Goals
United Nations Sustainable Development Goals
Here’s a look at some of the work
you could help support
Read more about the global portfolio of sustainable projects that you could help support here ↗
Through our partnerships,
your savings grow safely and with impact
Your Shoal Account
Your Shoal account is provided by Algbra Group Limited. This is the account from which you will fund your Savings Pots and to which your matured pots are returned.
Your Shoal Account
Algbra Group Limited is regulated by the FCA with FRN 952360. Your Shoal account is not covered by the Financial Services Compensation Scheme (FSCS). Funds held in your Shoal Account are fully safeguarded in specially designated accounts so that in the unlikely event that Algbra Group Limited becomes insolvent, your funds will be protected in full, minus the cost of returning them to you. 
Through our partnerships,<br/>your savings grow safely and with impactThrough our partnerships,<br/>your savings grow safely and with impact
Through our partnerships,<br/>your savings grow safely and with impactThrough our partnerships,<br/>your savings grow safely and with impactThrough our partnerships,<br/>your savings grow safely and with impactThrough our partnerships,<br/>your savings grow safely and with impact
Planet Impact
Money saved through Shoal is referenced against a global
portfolio of assets that support sustainable development
Sustainable Asset portfolio managed by Standard Chartered
Whilst funds are held in a Savings Pot, they are protected by Standard Chartered Bank’s membership of the Financial Services Compensation Scheme (FSCS). Standard Chartered is regulated and authorised by the FCA and PRA, under FRN 114276.
Planet Impact
For more information on how Shoal ensures that your funds are protected at all times, please see our FAQs ↗
Frequently asked questions
How does Shoal work?
What kind of sustainable activities will my savings support?
Can I choose a specific project to support?
How do we calculate the impact from your Savings Pots?
How do you make sure my money is used to help support sustainable development?
Learn more about Standard Chartered Bank
Find out more in our FAQs ↗
  1. Rates shown are indicative, latest rates are available in the Shoal App. Rates shown are annualised (AER). Return on savings are repaid at the end of the savings term.
  2. The Sustainable Finance portfolio against which your savings are referenced is provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA. Read More.
  3. Funds held in active Savings Pots are FSCS protected up to £85,000. It may however take longer than 30 days for these funds to be returned to you in the event of Standard Chartered’s insolvency. Funds in your Shoal account that are not yet placed in active Savings Pots are protected by means of Safeguarding. For more information on how we ensure that your funds are kept safe at all times, read our FAQs.
  4. The impact of your savings is reflected in CO2 avoided or clean water generated, these are benchmark statistics and do not guarantee that all products that your savings support directly contribute to the generation of clean water or reduction / avoidance of CO2 emissions. For more information on how your impact is measured, read our FAQs.
Shoal powered by AlgbraLabs
The Shoal App and Shoal Sustainable Savings Pots are provided by Shoal Limited, registered in the UK with Companies House Number 13846154. Our correspondence address is 22 Upper Brook Street, London W1K 7PZ, UK. Our ICO number is ZB403086. Shoal is not regulated by the Financial Conduct Authority (FCA) nor by the Prudential Regulation Authority (PRA) for the provision of financial services and relies on appropriately regulated third parties to provide its services to you.
The Shoal account is issued by Algbra Group Limited who is authorised and regulated by the Financial Conduct Authority (FCA) with registration number 952360.
The Sustainable Finance portfolio against which your savings are referenced and the membership of the Financial Services Compensation Scheme (FSCS) by virtue of which your Savings Pots are protected are provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA.
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Shoal sustainable finance platform and technology powered byShoal powered by AlgbraLabs